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Payments

Strong Customer Authentication (SCA) is now live!

Strong Customer Authentication (SCA) is now live!

Strong Customer Authentication is now live across the EU. All transactions within the EU of value exceeding € 30 need to be authorized via SCA as of 14th September 2019, unless an allowed exemption applies. PSP have more time to implement SCA However, on 21st June...

Opinions ABE sulla SCA – Strong Customer Authentication

Opinions ABE sulla SCA – Strong Customer Authentication

New EBA opinion requires implementation of SCA by 31 December 2020 On 16 October 2019, the European Banking Authority (EBA) published an opinion on the deadline for migrating to strong customer authentication (SCA) to online card payments authentications. The...

PSD2 can stimulate loyalty

PSD2 can stimulate loyalty

Much has been written about the implications of PSD2, but we believe that some communication is not consistent with reality. One is that it is widely believed that PSD2 does not stimulate consumers to be loyal to their banks. Digital transformation The digital...

Issuers are introducing more user-friendly SCA processes

Issuers are introducing more user-friendly SCA processes

Issuers are introducing more user-friendly SCA processes On 14 sept 2019 SCA became the new authentication standard across the EU due to PSD2 coming into effect. Although National Competent Authorities of all EU member states granted a transition period – with the...